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Terms of Use

Last updated: October 30, 2026 · Template — have it reviewed by your lawyer before launch.

Not an offer of credit

Information on this site, including the payment estimator, is for illustration only. Auto Credit Pal connects applicants with lenders and is not itself a lender. All financing is on approved credit (O.A.C.). Rates, terms and eligibility are set by lenders and may differ from any estimate.

Pre-qualification codes

A pre-qualification code identifies your application. It is subject to lender approval (O.A.C.) and is not a commitment to lend, an approval, or a guarantee of any rate, term or vehicle.

Your information

You agree the information you submit is true and complete. Misrepresentation may result in the application being declined.

Dealer information

AutoCreditPal operating as Auto Credit Pal. Vehicle Sales Authority of BC dealer licence: S315795. 1300 Lougheed Hwy, Unit 104, Coquitlam, BC V3K 6S4.

Limitation of liability

The site is provided "as is". To the extent permitted by law, we are not liable for indirect losses arising from its use.

Governing law

These terms are governed by the laws of British Columbia and the federal laws of Canada applicable there.